Selling a fire-damaged house in Philadelphia
Fire and smoke damage make a retail sale nearly impossible.
We buy fire-damaged houses as they stand, for cash, and handle the property from there.
No obligationNo pressureStart in 60 seconds
No repairs or cleanup, we buy as-is
No commissions or fees from us
We pay your closing costs
You pick the closing date
Can you sell a fire-damaged house in Philadelphia?
Yes. Fire damage is one of the hardest things to sell traditionally, because most buyers cannot borrow against it and most will not take it on. We buy fire-damaged houses as-is, whether it was one room or the whole structure.
Should I wait for the insurance claim to settle first?
Not necessarily, and it is worth talking to us before you decide. How a claim is handled can change what makes sense, including who ends up with the payout. Tell us where the claim stands and we will be straight about which order works better for you.
Do I need to repair the fire damage before selling?
No. HCG buys fire-damaged houses in their current condition. You do not need to rebuild burned areas, replace damaged finishes, repaint smoke-stained rooms, or prepare the property for listing. Take care of what matters to you, and tell us what happened so we can understand the property clearly.
What if the fire damage happened a long time ago?
You can still contact HCG if the fire happened months or years ago. Tell us what repairs were completed, what remains damaged, and whether the property has been vacant since then. Old damage may have created additional issues, but you do not need to solve every one before discussing an as-is sale.
What about smoke and water damage outside the burned area?
Smoke and firefighting water often affect rooms the flames never reached. Tell us about odors, staining, soaked materials, or areas opened during emergency work. You do not need to restore those areas before contacting HCG. We consider the combined condition of the property as it stands.
Can I sell a fire-damaged house that is boarded or cannot be occupied?
Yes. A boarded or uninhabitable property can still be considered. Share any notices or documents you already have, along with what you know about the damage. HCG will review the situation and tell you plainly whether a direct purchase is possible. We will not give legal or code advice.
What information should I have ready when I contact HCG?
Start with whatever you already have: the property address, a basic description of the damage, the fire date if known, and the status of any insurance claim or city notice. Missing paperwork does not prevent an initial conversation. HCG can tell you which details matter for evaluating the property.
Do I have to remove damaged belongings before selling?
No. Take the personal items you want and tell us what will remain. Fire-damaged furniture, debris, and ordinary household contents do not need to be cleared simply to start a conversation. What can remain through closing depends on the property and should be confirmed in writing before you rely on it.
Do I need contractor estimates before contacting HCG?
No. You do not need to pay contractors for repair estimates before contacting HCG. If you already have reports, estimates, or photos, you can share them, but they are not required for an initial conversation. Start with what you know, and HCG will explain what information it needs next.
What if the fire affected an attached Philadelphia row home?
Philadelphia row homes can have shared walls and damage that reaches beyond one room or property. Tell HCG what you know about neighboring damage, emergency work, or city notices. Do not guess about responsibility. Questions about insurance coverage or legal responsibility belong with your insurer or attorney.
Here's what happens when you reach out.
Tell us about the house
Share the address, call, or text. A few quick questions, you're not signing up for anything.
Talk to someone on our team
We look at the house and comparable sales, then walk you through a clear cash offer, usually within 24 hours.
Close when you're ready
If you like it, you choose the date, in many cases in as little as 14 days once title is clear.
