Selling a house in foreclosure in Philadelphia
Facing foreclosure and short on time?
Selling before the sheriff sale date can end the foreclosure, and it keeps a completed foreclosure off your record. It will not undo payments already reported as missed. We move quickly and can close in as little as 14 days once title is clear. Reach out early: the sooner we talk, the more room there is to work with.
No obligationNo pressureStart in 60 seconds
No repairs or cleanup, we buy as-is
No commissions or fees from us
We pay your closing costs
You pick the closing date
Can you sell a house in Philadelphia that is in foreclosure?
Yes, as long as the sale closes before the sheriff sale date and the proceeds cover what is owed. Timing is the whole thing. The earlier you reach out the more room there is to work with, and we will tell you honestly if the timeline is too tight.
How late is too late to sell before a sheriff sale?
There is no single cutoff, because it depends on your sale date and how clean the title is. We have closed in as little as 14 days once title was clear. What we will not do is promise a timeline we cannot hit, so ask early.
My sheriff sale date is already set. Is it too late?
Not automatically, but the calendar is now the thing that matters most. Tell us the date on the first call rather than the third. Some sales can still be completed beforehand and some cannot, and the only honest way to know is to start with the date in front of us.
Where do I check whether my property is actually listed for sale?
The City of Philadelphia publishes sheriff and lien sale information at phila.gov sheriff and lien sales. If your address appears on a sale list with a date against it, that date is the real deadline. Check it yourself rather than relying on what a letter told you months ago.
Do I talk to my lender, or do you?
Both, usually. You stay the one with the relationship and the authority, and we handle the parts that concern the sale, including the payoff figure. We will not go around you or speak for you without your say-so, and you will know what has been said.
What if I owe more than the house is worth?
Then it is worth saying so on the first call, because it changes what is possible rather than ending it. Some situations can be worked through with the lender, some cannot. We will tell you which one yours looks like instead of running you through a process that leads nowhere.
I have stopped opening the letters. Where do I start?
Open the most recent one, and if there is a date on it, start there. You do not need to have read all of them, understood them, or done anything about them before you call. Most people we speak to at this stage are further behind on the paperwork than they are on the house.
Is selling my only option?
No, and we would rather you knew that from us. HUD-approved housing counselors give free advice on foreclosure options and are not selling anything, and you can find one near you at hud.gov/findacounselor. If keeping the house is achievable, that is worth knowing before you sell it.
Can I stay in the house while this is sorted out?
Until closing, yes, and we can usually be flexible about the days after it. Tell us what you need rather than assuming the answer is no. Where somebody needs time to arrange somewhere to go, that is something to build into the date rather than a problem.
Will you tell me if selling to you is the wrong move?
Yes. If you are better served by a counselor, a lender arrangement, or listing the house on the open market, we would rather say it than take a house from somebody who had a better option. We are not the right answer for everyone and saying so costs us nothing.
Here's what happens when you reach out.
Tell us about the house
Share the address, call, or text. A few quick questions, you're not signing up for anything.
Talk to someone on our team
We look at the house and comparable sales, then walk you through a clear cash offer, usually within 24 hours.
Close when you're ready
If you like it, you choose the date, in many cases in as little as 14 days once title is clear.
